When the Bank Says No - We Say YES

5+ Unit Programs to Make You Liquid

Multi-Family I 

5 to 9 Units

  • Up to $2,000,000 Cash Out

  • Rates as low as 6%

  • Close in 7 to 14 Days 

  • Vacant Units Ok

  • Purchase and Refinance

  • Also Mixed-Use

Multi-Family II 

5+ Units

  • Up to $2,000,000 Cash Out

  • Rates as low as 5.75%

  • FICO as low as 650

  • LTV as high as 75%

  • Purchase and Refinance

  • Assumable

  • Also Mixed-Use, Retail, Warehouse/Self-Storage, Office, Light Industrial, Mobile Home Park

Multi-Family III 

5+ Units

  • 3 - 30 Year Fixed Rates

  • 30 & 40 Year Amortization

  • Interest Only

  • Purchase & Refinance

  • Cash Out

  • Up to 75% LTV

  • Close In As Little as 30 Days


Retail | Industrial | Office

  • 5 - 10 Year Fixed Rates

  • Storage, Single Tenant, Mixed Use, Mobile Homes, Day Care, Restaurant

  • Up to 65% LTV

  • Competitive Rates

  • Loan Amounts $500K to $10M+

  • Close In As Little as 30 - 45 Days

Private Money 

No Tax Returns

  • Stated Income | No DSCR Requirement

  • No Bank Statements 

  • No Qualifying | Quick Approvals

  • No Prepayment Penalty

  • One Signature Required

  • Close in as Little as 14 Days

  • Up to 70% LTV                          

1031 Exchange  

Buy | Sell 

  • Free Customized Lists of Available Multi-Family and Commercial Properties.  Let us help you buy, sell, and finance your vision.

This website is not a commitment to lend and is not an application of credit.  Restrictions may apply.  All programs and conditions are subject to change.  LTV limit is based on current, accurate appraised value.  Primary Capital reserves the right to amend rates and guidelines.  Most of the loans described on this website are business purpose loans.  A business purpose loan is a loan made specifically for business purposes and not a consumer purpose.  Business purpose loans are not subject to TRID.  Business purpose loans are typically made to seasoned real estate investors who use non-owner-occupied residential properties for collateral.  Some of the business purpose loans described here are qualified on the rents (cash flow) of the property considering the properties debt-service coverage ratio or DSCR.  No property reserves needed at the time of application as cash out proceeds may be used to meet reserve requirement.  Closing times may vary and cannot be guaranteed. Qualified requirements related to property type, property condition, credit score, loan amount and loan to value. All loans made in compliance with federal, state, and local laws. Primary Capital is a DBA filed with the Orange County Clerk Recorder.